Our Advice Process – Updates 20Sept

TALK TO PLANNER

We are always happy to take a call and talk about your situation and needs. Please don’t hesitate to get in touch.

Eureka Whittaker Macnaught Pty Ltd and Eureka Financial Group Pty Ltd and its advisers are Authorised Representatives of Fortnum Private Wealth Ltd ABN 54 139 889 535 AFSL 357306. https://fortnum.com.au

dicover

We meet and explain our advice process to you and your spouse, if you are a couple. We complete a detailed diagnosis of your current situation, and we turn your lifestyle goals into achievable objectives.

research/strategise

We analyse the financial details of your current position, including your attitude to investment risk. We assess what needs to change for you to reach your objectives.
Along with our paraplanning team, we model appropriate strategies and product options that will help get you there.

recommend

We meet again and recommend suitable strategies, products and services in a Statement of Advice. We answer any questions you have and ensure you understand how our advice helps you to meet your objectives.

implement

We agree on which recommendations are to be implemented, and our client services team will help your planner put your plan into action. Where appropriate, your planner may work with other specialist professionals, such as an accountant or solicitor.

ongoing advice

We are on call for you as challenges arise, and we will ensure your plan is formally reviewed each year so that you stay on track. Your circumstances and objectives will alter over time, and there will be opportunities with investments and legislative change—we will be beside you and will work hard in your best interest.

OUR CLIENTS

With a large team of talented financial planners, we are well positioned to help clients from all stages of life.

WEALTH STARTERS

First home buyers


Some savings, but worry if it’s enough


Need to get their superannuation organised


Wants to understand and implement a personal insurance plan

WEALTH ACCUMULATORS

Have an active interest in the financial market or keen to learn more


May be already financially successful and need advice beyond the basics


Analytical, wellprepared, researched and seeking advice


Open-minded, approachable

WEALTH MAXIMISERS
/ PRE-RETIREMENT

Enjoyed a successful career as an executive or business owner


Talking about working less Wants to enjoy life, not manage money


Might wonder if they have enough to retire on or if they need to

WEALTH MANAGERS
/ RETIREMENT

Have mentioned concerns about having to ‘cut back’ in retirement


Empty nesters with adult children, may be considering a sea change


Wants to enjoy life not manage finances


Caring for elderly parents

We offer holistic financial advice that encompasses these advice areas:

CASH FLOW
MANAGEMENT

ESTATE
PLANNING

DEBT
MANAGEMENT

RISK
PROTECTION

RETIREMENT
PLANNING

TAX
PLANNING

WEALTH
CREATION

Our team of financial planners has diverse skills that enable them to offer clients this specialised advice:

AGED CARE

Placing a loved one into an aged care facility can be difficult and emotionally challenging. Balancing the considerations can be overwhelming.

  • Can you afford the facility of your choice?
  • Will you have to sell the family home?
  • Will they lose their pension?

Our specialist will meet with you and your family, and work with you to formulate a plan to ensure that care is affordable now, and in the future.

RESPONSIBLE INVESTING

We assist clients who seek to invest in companies or assets taking into account environmental issues (pollution, climate change, water and other resources scarcity), social issues (local communities, employees, health and safety), corporate governance issues (prudent management, business ethics, strong boards, appropriate executive pay) or ethical issues.

SELF-MANAGED SUPERANNUATION

We offer a wide range of SMSF strategies for trustees and members across the entire life cycle of a fund. From initial services like our SMSF HealthCheck, establishment, through to advanced SMSF borrowing, SMSF pension and SMSF estate planning strategies.
We are committed to the ongoing education needs of SMSF trustees with key articles via EurekaMoments®.